your health coverage plan includes three main components: the bc medical services plan (msp), temporary health insurance (imed), and an extended health and dental plan (ubcsuo or ams/gss plan).
- msp covers medically required services provided by msp-enrolled physicians, maternity care, and dental and oral surgery
- imed covers emergency hospitalization and medical services, including visits to the doctor for sickness or injury.
- the extended health and dental plan provides extended health and dental coverage, beyond what’s provided by msp.
you will be automatically enrolled in the extended health and dental plan offered by the ubc students’ union okanagan (ubcsuo) at ubc okanagan or the alma mater society/graduate student society (ams/gss) at ubc vancouver when you register for courses – unless you’re an exchange student, in which case you must opt in. review the health-care fees listed in your student service centre account to determine if you are covered.
if you’re already covered by an extended health and dental plan, you may be able to opt out of the ubcsuo or ams/gss plan until the third week of classes. for more information, contact firstname.lastname@example.org.
canadian students from outside bc
if you’re already covered by another canadian provincial health plan, you do not need to apply for msp. if you do not have a canadian provincial health plan, you must apply for msp once you arrive in bc.
canadian students living abroad
if you’re a canadian student returning to canada after living abroad and you need temporary insurance while you become eligible for msp, you can purchase the global campus health plan.
international students who are new to ubc
msp is legally required for anyone who is planning to live in bc for longer than six months and is not already covered by another provincial health plan. be sure to apply for msp as soon as you arrive in bc. during the three-month period before your msp coverage takes effect, you’ll be covered by imed. you will be automatically enrolled in imed when you register for courses at ubc.
one-term international exchange students
as a one-term international exchange student, you are not required to apply for msp. when you register for courses at ubc, you will be automatically enrolled in imed, which will cover you for the duration of your studies at ubc.